Credit Scoring API - creditvidya API

Overview

• The Credit Scoring API by creditvidya is a powerful tool designed for the FinTech industry.
• It provides comprehensive credit scoring services, enabling users to obtain accurate and reliable credit scores.
• The API is primarily used in India but has potential for global use.

Major Customers Using It

• Major customers using this API include leading financial institutions like HDFC, ICICI, and various FinTech startups

Features & Integrations

• The API offers detailed credit reports with score.
• It enables real-time credit scoring.
• It provides integrations with various credit bureaus for comprehensive data.

Use Cases

• The API can be used by financial institutions to assess the creditworthiness of customers.
• It can also be used by FinTech startups for loan approval processes.

Developer Support

• Creditvidya provides robust developer support for this API.
• They offer a dedicated support team, community forums, and extensive documentation.

Advantages

• Real-time and accurate credit scoring.
• Integration with major credit bureaus.
• Robust developer support.

Company Information

• Creditvidya is a leading FinTech company based in India.
• It has received several industry recognitions for its innovative solutions.

Year Company Founded

• Creditvidya was founded in 2013.

Social Profile Links

• Linkedin: (Creditvidya Linkedin)

FAQs

1. What is the Credit Scoring API by CreditVidya?

• The API provides comprehensive and accurate credit scoring services using advanced AI and machine learning algorithms, designed to help financial institutions and fintech companies assess creditworthiness.

2. Who are the major customers using this API?

• Major customers include leading financial institutions like HDFC Bank, ICICI Bank, Bajaj Finserv, and various fintech startups across India.

3. What features does the CreditVidya API offer?

• Real-time credit scoring and detailed credit reports
• Integration with multiple credit bureaus for comprehensive data
• Additional features like fraud detection, employment verification, and digital KYC services

4. How accurate is CreditVidya’s credit scoring compared to traditional bureau scores?

• CreditVidya’s AI-driven models analyze over 10,000 data points and are claimed to be twice as powerful as traditional bureau scores, helping lenders approve more creditworthy applicants accurately.

5. What are common use cases for this API?

• Assessing creditworthiness for loan approvals
• Risk evaluation for NBFCs and banks
• Digital lending and Buy Now Pay Later (BNPL) services
• Customer onboarding and fraud prevention

6. How does the API integrate with existing systems?

• The API supports easy integration with web and mobile applications through RESTful endpoints with comprehensive developer documentation and support.

7. What developer support is available?

• CreditVidya offers dedicated support teams, community forums, and extensive documentation to assist developers during integration.

8. When was CreditVidya founded?

• CreditVidya was founded in 2013 and has grown as a leading alternative credit scoring platform in India.

9. Where can I learn more about CreditVidya?

• You can visit their official website CreditVidya and follow their LinkedIn profile: CreditVidya Linkedin