BBPS API - setu API

Overview

• BBPS API by setu is a comprehensive API solution for bill payments.
• It offers seamless integration and robust functionality.
• This API is specifically designed for the Indian market.

Major Customers Using It

• Several other fintech and e-commerce platforms in India.

Features & Integrations

• Seamless integration with various platforms.
• Robust functionality for bill payments.
• Reliable and secure transactions.
• Unique features like data blocks and data access via Account Aggregator.

Use Cases

• Bill payment services for fintech platforms.
• Seamless integration for e-commerce platforms.
• Real-world scenarios like utility bill payments, mobile recharge, etc.

Documentation Link

• The API documentation can be accessed at (Setu Documentation)

Developer Support

• Active developer support through community forums.
• Dedicated support teams for troubleshooting and assistance.
• Comprehensive resources and documentation for developers.

Advantages

• Reliable and secure transactions.
• Robust functionality and seamless integration.
• Active developer support and comprehensive documentation.
• Unique features like data blocks and Account Aggregator.

Company Information

• The API is provided by setu, a reputed provider of fintech solutions.
• Setu was founded in the year 2018.
• The company has received several industry recognitions and awards for its innovative solutions.

Year Company Founded

• The company was founded in 2018.

Social Profile Links

Linkedin: (Setu Linkedin)

FAQs

1. What is the BBPS API by Setu?

• The BBPS API by Setu is a comprehensive and versatile API solution designed for seamless bill payments in India. It supports integration with various platforms, enabling secure and reliable transactions specifically tailored for the Indian market.

2. Who are the major customers using this API?

• Major customers include numerous fintech companies and e-commerce platforms in India that offer bill payment services leveraging the Setu BBPS API.

3. What features does the Setu BBPS API offer?

• Seamless integration with multiple platforms
• Robust functionality for bill payments including utility bills, mobile recharges, etc.
• Reliable, secure transactions with real-time processing
• Unique features such as data blocks and data access via Account Aggregator protocols

4. How does Setu ensure security and compliance?

• Setu complies with NPCI’s BBPS Technical Standards (version 4.0), which mandates digital signing of payloads using RSA 2048-bit keys and SHA2 algorithms.
• All API communications occur over secure HTTPS/TLS (minimum TLS 1.2 or higher) channels.
• Two-way SSL certificates are used for authentication between Setu’s Biller Operating Units (BBPOUs) and the Bharat Bill Payment Central Unit (BBPCU).
• Regular certification, testing, and re-certification processes ensure continued compliance and system integrity.
• IP whitelisting and certificate management are part of production security requirements.

5. What are the compliance mandates for BBPS integrations?

• Adherence to NPCI’s certification and security protocols
• Continuous monitoring and audit trails during transactions
• Compliance with data protection, localization, and secure data archiving for regulatory durations
• Certification processes for Biller and Customer BBPOUs before going into production

6. Can the Setu BBPS API handle both customer and biller transactions?

• Yes, the API supports both Customer BBPOU (Bill Payers interface) and Biller BBPOU (Bill Issuers interface) operations with separate certification and security provisions for each.

7. Where can developers find documentation and support?

• API documentation is available at:
  https://docs.setu.co/payments/bbps/quickst
• Developers can also access community forums and dedicated support from Setu teams.

8. When was Setu founded and where can I connect with them?

• Setu was founded in 2018.
  LinkedIn: Setu LinkedIn