Banking & Neobanking APIs - m2p API

Overview

• The Banking & Neobanking APIs by m2p are designed to power the new age banking ecosystems.
• These APIs facilitate transactions with lower operational costs, and automate the lending process.
• They can be used for account solutions, investments, and card issuance.

Major Customers Using It

• Major customers are primarily in the FinTech industry.
• Other customers include those in Digital Payments.

Features & Integrations

• The APIs offer bespoke investment options.
• They facilitate superior customer-centric solutions and doorstep banking experiences.
• Unique feature includes significantly lower operational costs.

Use Cases

• Core banking solutions for Neobanks.
• Facilitation of Peer to Peer lending.
• Automated investment solutions.

Developer Support

• Developers can access community forums and dedicated support channels.
• Additional resources for developers can be found in the API documentation.

Advantages

• The APIs offer a customer-centric approach and lower operational costs.
• They are scalable and flexible, suitable for various use cases.
• The APIs adhere to security features and compliance standards.

Company Information

• The company behind the API is m2p, a recognized leader in the FinTech industry.
• They have received multiple awards and recognitions for their innovative solutions.

Year Company Founded

• m2p was founded in 2010.

Social Profile Links

Linkedin: (m2p LinkedIn)

FAQs

1. What are the Banking & Neobanking APIs by m2p?

• The Banking & Neobanking APIs by m2p are designed to power modern banking ecosystems, enabling account management, investments, card issuance, lending automation, and more with significantly lower operational costs.

2. Who are the major customers using m2p’s APIs?

Major customers include:

• Neobanks and digital-first banks like Finin
• Over 200 traditional banks undergoing digital transformation
• More than 800 FinTech startups and lending platforms
• 300+ NBFCs and digital lenders
• Payment and commerce platforms integrating embedded finance solutions
• Unity Small Finance Bank, which migrated 1.5 million customers to m2p’s CBS in under three months

3. What are the key features of these APIs?

• Full-stack banking solutions including core banking, payments, lending, and card issuance
• Bespoke investment options and customer-centric banking experiences
• Scalable, flexible, and low-code/no-code integration for rapid deployment
• Security and compliance with industry regulations
• AI-driven capabilities for risk management and fraud detection

4. What use cases do m2p APIs support?

• Building neobanking platforms and digital wallets
• Automating lending and loan origination workflows
• Managing portfolio and investment products
• Embedded finance and BNPL solutions
• Digital onboarding, KYC, and compliance automation

5. How does m2p support digital transformation for banks?

• m2p’s Turing Core Banking System (CBS) and API ecosystem enable banks to rapidly launch products, scale operations, personalize customer experiences, and replace legacy infrastructure efficiently, as demonstrated by clients like Unity Small Finance Bank and Northeast Small Finance Bank.

6. How does m2p ensure security and compliance?

• m2p APIs comply with relevant industry standards and RBI regulations, maintaining PCI DSS, ISO certifications, and completing regulatory audits to secure data and financial transactions.

7. What developer support is available?

• Developers can access comprehensive documentation, community forums, dedicated support channels, and sandbox environments to facilitate integration and troubleshooting.

8. How can I get started with m2p Banking & Neobanking APIs?

• Reach out to m2p via their website or business contact to request demos, API access, and partnership details.
  LinkedIn: m2p LinkedIn

9. When was m2p founded?

• m2p was founded in 2010 and has since become a leader in digital banking and fintech API infrastructure.