Account Aggregator API - signzy API

Overview

• The Account Aggregator API from signzy is a powerful tool designed to securely retrieve financial data from various sources.
• It provides access to data from banks, lenders, and investment accounts, offering a comprehensive view of customer's financial health.
• This API is widely used in the FinTech industry to aggregate account data, providing valuable insights to businesses.

Major Customers Using It

• Major banks and financial institutions in India

Features & Integrations

• Secure data retrieval from various financial institutions.
• Comprehensive aggregation of financial data.
• Easy integration with existing platforms.
• It offers a robust API, allowing for extensive customization.

Use Cases

• Banks and financial institutions can use this API to get a comprehensive view of a customer's financial standing.
• Lending companies can use this API to evaluate the creditworthiness of potential borrowers.
• Investment firms can use this API to provide personalized financial advice based on an individual's complete financial profile.

Developer Support

• signzy provides extensive developer support through community forums and dedicated support channels.
• Comprehensive API documentation is available to help developers get started.
• signzy also offers dedicated support teams for troubleshooting and assistance.

Advantages

• Provides secure access to comprehensive financial data.
• Easy integration with existing platforms.
• Compliant with relevant regulations and standards.
• Robust API allowing for extensive customization.

FAQ

• What is the Signzy Account Aggregator API?
  Signzy's Account Aggregator API securely retrieves financial data from banks, lenders, and investment accounts, providing a comprehensive 360-degree view of customers' financial profiles. It accelerates lending decisions by offering detailed insights into income, account balances, investments, and financial activity, all compliant with RBI regulations.

• Who are the major customers using Signzy's Account Aggregator API?
  The API is widely used by major banks and financial institutions in India, helping them aggregate and analyze customer financial data for credit evaluation, lending, and personalized financial services.

• What types of financial data can I access through this API?
  You can access verified financial data including bank statements, monthly savings, SIP investments, insurance premiums, GSTR filings, purchase history, and personal details such as mobile number, date of birth, and PAN.

• How does Signzy ensure data security and compliance?
  Signzy strictly adheres to RBI regulatory mandates and data security standards, employing encryption and secure data transmission protocols. It is certified by RBI and follows industry best practices to protect sensitive customer information.

• How does user consent work with Signzy's Account Aggregator API?
  The API operates within the RBI-approved Account Aggregator framework, meaning users have full control over their data sharing via explicit consent. Users can grant, review, or revoke consent for data sharing at any time, ensuring privacy and control.

• What are the main use cases of the Signzy Account Aggregator API?
  Comprehensive financial profiling for banks and financial institutions, creditworthiness evaluation for lending companies, and personalized financial advice for investment firms based on complete financial data.

• Is the API easy to integrate with existing platforms?
  Yes, Signzy offers a robust and customizable API designed for easy integration into existing fintech and financial services platforms, supported by comprehensive developer documentation and dedicated support teams.

• Where can I find developer resources and support for this API?
  Signzy provides extensive developer support through detailed API documentation, community forums, and dedicated support channels. Documentation and FAQs are available at https://www.signzy.com/fintech-apis/account-aggregator-api