Signzy Fraud Risk Management and Compliance Solution

• The Signzy Fraud Risk Management and Compliance Solution is an end-to-end platform designed to detect, prevent, and manage digital fraud while ensuring full regulatory compliance with RBI, SEBI, and IRDAI guidelines. This solution combines AI-driven risk scoring, behavioral analytics, document verification, and ongoing monitoring to help banks, NBFCs, fintechs, and insurers protect their platforms and users throughout the customer lifecycle.

Major Customer

• ICICI Bank, Navi, PayU, HDFC ERGO, PolicyBazaar

• These organizations rely on Signzy’s Fraud Risk and Compliance Solution to identify high-risk customers, meet regulatory mandates, and automate risk checks at scale.

Fees

• (Signzy) offers a modular, usage-based pricing model depending on the number of fraud checks, monitoring frequency, and modules enabled (e.g., AML, sanctions screening, behavioral analytics).

• (Contact us) to receive a custom quote based on your fraud detection and compliance needs.

Features & Integrations

• Real-Time Risk Scoring: Evaluates users based on device, location, identity, and behavioral anomalies
• Document & Identity Fraud Detection: Uses OCR, face match, and liveness to flag tampered IDs
• Ongoing Monitoring: Includes continuous AML, PEP, and sanctions screening post-onboarding
• Rule-Based & AI Models: Allows configuration of thresholds, alerts, and fraud escalation flows
• Comprehensive Audit Trails: Generates reports for internal audit, regulatory inspections, and compliance teams
• Seamless Integration: Available via RESTful APIs and dashboards compatible with onboarding, KYC, lending, and insurance platforms

Use Cases of Signzy Fraud Risk Management and Compliance Solution

• Pre-Onboarding Risk Assessment: Check if a user’s email, phone number, or identity credentials have been exposed in past data breaches before onboarding.
• Loan Application Fraud Prevention: Flag applicants whose sensitive information (PAN, Aadhaar, email) has appeared in known breach databases—indicating potential identity misuse.
• Insurance Underwriting & KYC Verification: Enhance KYC risk scoring by evaluating if submitted personal data has been compromised in prior cyberattacks.
• Real-Time Fraud Detection: Integrate breach checks into onboarding flows or login systems to detect high-risk users in real time.
• Credit Card & BNPL Account Opening: Prevent account opening by bad actors using compromised data by verifying breach exposure before approval.
• Digital Wallet & Payment App Security: Check breach status of email or phone to detect possible synthetic or fake account setups.
• Account Recovery & Re-verification: Prompt users to update credentials or go through additional verification if their data is found in breach logs.
• Ongoing User Monitoring: Continuously monitor existing users for new breach exposures to trigger alerts, MFA, or re-KYC flows.
• Gaming & Age-Restricted Platform Access: Verify if user credentials have been leaked to prevent unauthorized or fraudulent access to regulated platforms.
• Enterprise Cybersecurity Compliance: Use breach API as part of a broader identity verification stack to comply with GDPR, RBI, and IT Act data protection mandates.

Advantages of Signzy Liveness Check API

• Prevents Fraud at Scale: Detects anomalies across onboarding, transactions, and account updates

• Regulatory Compliant: Meets all major Indian financial compliance standards including AML/CFT norms

• Reduces Manual Intervention: Automates repetitive risk checks and escalates only genuine threats

• Improves Operational Efficiency: Streamlines fraud investigation, reporting, and response handling

• Customizable & Scalable: Adaptable to different industries, customer segments, and risk models

• If your business needs a secure, AI-powered, and regulator-ready platform for end-to-end fraud monitoring and compliance management, the Signzy Fraud Risk Management and Compliance Solution is a trusted choice across India’s financial ecosystem.