Signzy KYB API

• The Signzy KYB (Know Your Business) API enables seamless, automated verification of businesses and legal entities in India. It aggregates data from multiple government sources—like MCA, GSTN, PAN, and UDYAM—to help banks, NBFCs, fintechs, and B2B platforms verify the legitimacy, ownership, registration, and compliance status of business entities during onboarding.

Major Customer

• Razorpay, Lendingkart, ICICI Bank, Navi, PayU

• These organizations use Signzy’s KYB API to automate merchant onboarding, vendor verification, and B2B client risk assessment.

Fees

• (Signzy) offers a usage-based pricing model, depending on the depth of verification and sources queried.

• (Contact us) for a personalized quote aligned with your onboarding and compliance requirements.

Features & Integrations

• Multi-Source Data Pull: Fetches data from MCA21, GSTN, PAN, UDYAM, and other government registries
• Business Identity Verification: Confirms legal name, registration number, directors, partners, and ownership structure
• Registration Status & Filings: Retrieves incorporation status, date, and compliance filing history
• PAN-GST Link Validation: Ensures tax registration aligns with business PAN
• Real-Time Checks: Instant access to verified business records for onboarding decisions
• API & Dashboard Integration: Supports both backend integration and no-code dashboards for operations teams

Use Cases of Signzy KYB API

• Business Onboarding & Verification: Instantly verify company details such as legal name, GSTIN, CIN, PAN, and directors before onboarding merchants, vendors, or partners.
• Loan Underwriting for MSMEs: Assess the legitimacy and structure of a business during loan processing by pulling real-time KYB data.
• Marketplace Seller Verification: Validate the authenticity of B2B sellers or service providers to ensure compliance and trust in online marketplaces.
• Financial Institution Partnerships: Vet NBFCs, fintechs, or distributors during B2B partnerships with automated business verification workflows.
• Insurance Policy Issuance for Businesses: Use KYB to confirm business identity before issuing corporate, liability, or group policies.
• Fraud Prevention in B2B Transactions: Detect shell companies or high-risk entities by analyzing registration data, blacklists, or compliance records.
• Payment Gateway Merchant Onboarding: Ensure regulatory compliance by verifying business entities during digital merchant onboarding.
• Logistics & Vendor Due Diligence: Onboard only verified transporters, suppliers, or field agents through automated KYB checks.
• Regulatory Compliance & AML Screening: Fulfill KYC/AML mandates by validating business ownership, UBO (ultimate beneficial owner), and structure.
• Re-KYB for Ongoing Compliance: Periodically re-verify businesses to maintain updated records and detect any status changes or risk triggers.

Advantages of Using Signzy KYB API

• Accelerates B2B Onboarding: Onboards merchants, vendors, and SMEs in minutes instead of days

• Reduces Compliance Burden: Automates checks required under AML, RBI, and SEBI guidelines

• Prevents Fraud: Confirms the authenticity of business identity and registrations

• Improves Decisioning: Access to rich, structured data improves underwriting and risk profiling

• Scales with Volume: Built for high-throughput environments across lending, payments, and marketplaces

• If your business needs a secure, scalable, and automated way to perform Know Your Business (KYB) verification, the Signzy KYB API is a trusted solution for regulated industries across India.