Kwik.ID API

• Kwik.ID API offers a fully RBI-compliant Video KYC solution powered by advanced AI capabilities including face match, OCR, liveness detection, and OVD (Officially Valid Document) verification. Built specifically for banks, NBFCs, and fintechs, this API enables secure, remote customer onboarding in minutes—eliminating the need for in-person KYC while ensuring compliance and fraud prevention.

Major Customer

• Axis Bank, IIFL Finance, Hero FinCorp, Kissht, DMI Finance

• These financial institutions rely on Kwik.ID API to accelerate customer onboarding, reduce drop-offs, and meet RBI’s video KYC regulations with confidence.

Fees

• (Kwik.ID) offers a usage-based pricing model, depending on the number of video KYC sessions, AI modules activated (e.g., face match, liveness), and document checks.

• (Contact us) for a custom pricing plan tailored to your regulatory and scale requirements.

Features & Integrations

• Video KYC with Real-Time Agent Assist: Conduct live video calls for customer verification with recording and compliance logging
• AI-Powered Face Match & Liveness Detection: Ensures customer presence and prevents spoofing or impersonation
• OVD & OCR Engine: Extracts and verifies data from Aadhaar, PAN, Voter ID, Passport, and more
• Geo-Tagging & Time Stamping: Adds verifiable location and time metadata to every session
• RBI-Compliant Flow: Built as per RBI’s Master Direction on KYC and Digital Onboarding guidelines
• Simple Integration: RESTful API with SDKs available for mobile and web deployment

Use Cases of Kwik.ID API

• RBI-Compliant Video KYC: Enable fully digital, regulator-approved Video KYC for onboarding customers in banks, NBFCs, and fintech platforms.
• Multi-Layer Identity Verification: Use AI-powered face match, OCR, liveness detection, and document scanning to authenticate users instantly and securely.
• Faster Customer Onboarding: Reduce drop-offs and boost conversion by enabling seamless KYC journeys for savings accounts, wallets, credit cards, and loans.
• Gaming & Betting KYC Compliance: Verify player identity in real-time using facial biometrics and document checks to comply with age and location restrictions.
• Lending & BNPL Risk Checks: Onboard borrowers with verified identity, income documents, and live presence—all in one KYC flow.
• Insurance Policy Activation: Instantly verify policyholders using live video and document OCR before issuing term, health, or vehicle insurance.
• Account Re-KYC & Upgrades: Use Kwik.ID to quickly re-verify existing users before upgrading credit limits, issuing new products, or reactivating accounts.
• Remote Employee Onboarding: Verify candidate identity securely using video-based KYC flows integrated with HR systems.
• Crypto & Fintech Regulatory Onboarding: Meet KYC/AML norms in cryptocurrency exchanges or high-risk fintech platforms with layered verification.
• Healthcare & Teleconsultation Access: Authenticate patients during remote consultation sign-ups, ensuring the right person accesses confidential services.

Advantages of Kwik.ID API

• Speeds Up KYC Completion: Onboards verified customers within minutes

• Reduces Cost & Manual Effort: Automates KYC while reducing dependency on in-person visits

• Enhances Fraud Detection: Combines facial recognition, OCR, and liveness into one verification flow

• Ensures Full Compliance: Designed to meet RBI-mandated video KYC and AML guidelines

• If your financial institution needs a secure, RBI-compliant, and AI-powered way to conduct Video KYC, the Kwik.ID API is a trusted solution for seamless, remote identity verification in India.