Signzy Vehicle Verification API

• The Signzy Vehicle Verification API enables businesses to fetch and validate vehicle registration details directly from the Ministry of Road Transport & Highways (VAHAN) database. This API helps insurance providers, lenders, and mobility platforms confirm ownership, registration status, and vehicle class in real time enhancing identity verification, fraud prevention, and compliance.

Major Customer

• Acko, HDFC ERGO, Ola, Zoomcar, Bajaj Allianz

• These companies use Signzy’s Vehicle Verification API to automate vehicle owner checks, streamline policy issuance, and assess risk more accurately.

Fees

• (Signzy) provides a usage-based pricing model that scales based on your verification volume and integration needs.

• (Contact us) to receive a custom pricing plan tailored to your business operations.

Features & Integrations

• Real-Time Vehicle Lookup: Fetches registration number, owner name, chassis and engine details, vehicle class, and fuel type
• Verified Government Source: Data is retrieved from the VAHAN national registry
• Multi-Parameter Validation: Checks registration date, validity, insurance expiry, and fitness certificate
• Fraud Detection: Flags mismatches or fake registration numbers
• Easy Integration: RESTful API compatible with underwriting tools, CRMs, and onboarding systems
• Audit-Ready Logs: Keeps record of lookups for compliance and reporting

Use Cases of Signzy Vehicle Verification API

• Auto Loan Processing: Instantly verify vehicle registration details (RC, owner name, chassis number, etc.) during car or two-wheeler loan applications.
• Motor Insurance Issuance: Validate vehicle details before issuing or renewing insurance policies to prevent fraud or policy mismatch.
• Used Vehicle Purchase Platforms: Authenticate ownership and vehicle registration status before listing on resale or exchange marketplaces.
• Ride-Sharing & Delivery Fleet Onboarding: Verify ownership and registration of vehicles used by drivers or delivery agents.
• Loan Repossession & Recovery: Cross-check RC details to trace defaulters and initiate vehicle recovery processes.
• Vehicle Lease Management: Confirm registration information for cars or bikes provided under leasing or subscription models.
• Traffic Violation Dispute Resolution: Use verified RC data to identify actual vehicle owners during fine or penalty settlements.
• Stolen Vehicle Identification: Match registration details against police or national stolen vehicle databases.
• Logistics Partner Onboarding: Ensure commercial vehicles used in goods transport are legally registered and match claimed ownership.
• Insurance Claims Validation: Prevent false claims by validating that the insured vehicle matches the registration database.

Advantages of Using Signzy Vehicle Verification API

• Accelerates Policy Issuance and Loan Approvals: Instantly verifies vehicle ownership and details

• Reduces Fraud & Risk: Detects fake or tampered vehicle records at the source

• Improves Customer Experience: Enables seamless onboarding and quote generation

• RBI & IRDAI Compliant: Meets KYC norms for asset verification in lending and insurance

• Scalable Across Use Cases: Suitable for auto loans, insurance, ride-sharing, and secondhand vehicle platforms

• If your business needs a secure, compliant, and scalable solution to fetch vehicle registration details, the Signzy Vehicle Verification API is a trusted tool for financial and mobility ecosystems in India.