Signzy Electricity Bill API / Utility Bill API

• The Signzy Electricity Bill API (also referred to as Utility Bill API) enables businesses to fetch verified utility bill data—such as electricity, water, or gas bills directly from utility service providers, with user consent. This API allows companies to extract and validate address proof as part of KYC or onboarding workflows, eliminating the need for manual document uploads and reducing fraud risk.

Major Customer

• ICICI Bank, Navi, PaySense, Acko, ZestMoney

• These organizations use Signzy’s Utility Bill API to verify user addresses for onboarding, credit underwriting, and identity compliance.

Fees

• (Signzy) offers a usage-based pricing model that adjusts according to your verification volume and source utility networks.

• (Contact us) for a personalized quote tailored to your industry and scale.

Features & Integrations

• Real-Time Data Fetch: Access utility bill information like consumer name, address, bill amount, and billing cycle
• Multiple Providers Supported: Integrates with leading electricity and utility boards across India
• Consent-Based Access: Fetches data securely with user authorization and OTP validation
• Accurate Address Proof: Extracts address from verified sources to reduce dependency on uploaded documents
• Audit-Friendly: Maintains verifiable logs for regulatory KYC compliance
• Developer-Friendly Integration: RESTful API that plugs into CRMs, onboarding platforms, and compliance systems

Use Cases of Signzy Bank Account Verification API

• Address Proof Verification: Fetch electricity or utility bill details to verify residential address as part of KYC or onboarding processes.
• Customer Onboarding for Banks & NBFCs: Use recent utility bill data to fulfill address verification requirements in compliance with RBI guidelines.
• Insurance KYC Compliance: Validate policyholder address for life, health, or vehicle insurance issuance using government-accepted proof.
• Telecom SIM Activation: Retrieve utility bill data to serve as proof of residence for new mobile or broadband connections.
• Credit Card & Loan Applications: Use utility bill verification as an additional identity and address proof layer during application review.
• Gig Economy Workforce Onboarding: Verify address of delivery agents, drivers, or freelance workers using utility bill data.
• Rental & Lease Verification: Confirm current residential address of tenants or landlords in digital rental agreement processes.
• eCommerce Partner Registration: Ensure accurate address details of sellers or delivery agents through utility bill-based verification.
• Government Scheme Enrollment: Verify beneficiary address for eligibility in housing, pension, or subsidy distribution programs.
• Fraud Prevention & Risk Checks: Detect address mismatches or suspicious activity by comparing utility bill data with submitted documents.

Advantages of Using Signzy Bank Account Verification API

• Improves Address Verification: Fetches validated address data from trusted utility sources

• Faster Onboarding: Reduces drop-offs by eliminating manual document upload steps

• Prevents Fraud: Ensures address proof comes from original, government-authorized providers

• Compliant & Secure: Aligns with RBI and SEBI norms for address-based KYC

• Broad Utility Coverage: Ideal for telecom, insurance, lending, and neo-banking sectors

• If your business needs a compliant, efficient, and scalable way to fetch utility bill data for address proof, the Signzy Electricity Bill / Utility Bill API is a trusted solution across India’s financial and regulatory ecosystems.