Signzy Data Breach API

• The Signzy Data Breach API enables businesses to detect if a user’s personal data—such as email, phone number, PAN, or Aadhaar—has been exposed in any known data breaches. By scanning threat intelligence databases and breach repositories, this API helps organizations assess user risk levels, prevent identity theft, and strengthen fraud detection during onboarding and authentication workflows.

Major Customer

• ICICI Bank, Navi, PayU, Upstox, Lendingkart

• These companies use Signzy’s Data Breach API to assess customer risk, prevent onboarding of compromised identities, and enhance fraud scoring models.

Fees

• (Signzy) follows a usage-based pricing model, depending on the number of identifiers checked and breach depth requested.

• (Contact us) for a customized quote based on your data security and onboarding volume.

Features & Integrations

• Multi-Identifier Support: Checks emails, phone numbers, PANs, Aadhaar numbers, and usernames
• Real-Time Breach Detection: Queries extensive databases of global and regional data leaks
• Risk Scoring: Provides breach history, type of exposure, and breach recency
• API-Ready Integration: Easily plugs into onboarding, fraud prevention, and AML platforms
• Consent-Driven Checks: Performs breach scans with user permission in KYC-compliant flows
• Secure & Encrypted: All data queries and results are fully encrypted and privacy compliant

Use Cases of Signzy Liveness Check API

• Pre-Onboarding Risk Assessment: Check if a user’s email, phone number, or identity credentials have been exposed in past data breaches before onboarding.
• Loan Application Fraud Prevention: Flag applicants whose sensitive information (PAN, Aadhaar, email) has appeared in known breach databases—indicating potential identity misuse.
• Insurance Underwriting & KYC Verification: Enhance KYC risk scoring by evaluating if submitted personal data has been compromised in prior cyberattacks.
• Real-Time Fraud Detection: Integrate breach checks into onboarding flows or login systems to detect high-risk users in real time.
• Credit Card & BNPL Account Opening: Prevent account opening by bad actors using compromised data by verifying breach exposure before approval.
• Digital Wallet & Payment App Security: Check breach status of email or phone to detect possible synthetic or fake account setups.
• Account Recovery & Re-verification: Prompt users to update credentials or go through additional verification if their data is found in breach logs.
• Ongoing User Monitoring: Continuously monitor existing users for new breach exposures to trigger alerts, MFA, or re-KYC flows.
• Gaming & Age-Restricted Platform Access: Verify if user credentials have been leaked to prevent unauthorized or fraudulent access to regulated platforms.
• Enterprise Cybersecurity Compliance: Use breach API as part of a broader identity verification stack to comply with GDPR, RBI, and IT Act data protection mandates.

Advantages of Signzy Liveness Check API

• Detects Identity Theft Risk Early: Identifies exposed data before fraud happens

• Improves Onboarding Security: Adjusts risk models based on user breach history

• Prevents Compromised Registrations: Flags potentially risky accounts in real time

• Boosts Compliance Readiness: Helps meet internal fraud prevention and audit requirements

• Scalable & Enterprise-Ready: Designed for high-volume financial and fintech platforms

• If your business needs a real-time, compliant, and scalable way to detect whether personal data has been compromised in breaches, the Signzy Data Breach API is a trusted solution across India’s regulated industries.